Here is the transcript to the A.M. Best podcast I participated in a while back that ran on January 30. I provided a link to the audio file before, but this may be better for some, because I know some folks are reluctant to have stuff broadcasting out of their computer at work. (Unlike me, who when the mood strikes me, thinks nothing of cranking up the greatest piece of music ever written, Brandenburg Concerto No. 6 in B Flat Major. One night some years ago I was up at 2:30 a.m., at the office, slaving away at something that had to get done for the next day and No. 6 began playing on the classical music station I was listening to. I turned the volume up to 11 and just sat there stunned. I felt like one of those prisoners in the Shawshank Redemption, staring up as if they’d seen angels appear in the sky, when Andy barricaded the door and played the duet from The Marriage of Figaro on the loudspeakers in the prison yard).